Apollo munich health insurance is counted one of the leading names in insurance companies, which is involved in offering health insurances. In a pretty short span of time, Apollo munich offers specially tailor-made health insurance plans that meet the exact requirements of policyholders. Usually, people come across of health problems pretty often by this time. I mean you can suffer from common cough, cold, fever, very common you see. Due to this, all of us visit hospitals more often for small problems than the big ones or at least prefer to take medicines from a medical store.
If we count on, then, our medical expenses will include visiting fee, medicines bills, and further medical expenses like tests and so on. But most of the health insurance plans work only when you are hospitalized for at least 24 hours or go through the major treatment. Although, you can always reimburse your medical expenses later, but this may take a while or say like 20 to 30 days. By understanding this requirement, Apollo munich brought a new plan known as apollo munich maxima health insurance. It is a kind of health plan with unique features to take care of your regular illnesses and little health complaints, for which you don’t get hospitalized. Following are the expenses that are covered under this medical insurance policy:
Doctor consultations- With this healthcare policy, you also get cover for 4, 6 or 8 doctor’s consultations subjected to the type of health insurance cover you opted for yourself and your family members. This facility can be availed anywhere in the country.
Medical bills- Your pharmacy bills of common medicines are also covered under this health plan.
Diagnostic tests- This specific Apollo munich health insurance also cover the Cost of diagnostic tests taken by you or anyone whose covered in your family, which will also be paid.
Specialist services- If you can conveniently avail dental treatment, spectacles or even contact lenses as all are taken care of up to a certain limit.
Annual health check-ups- Any individual, who is above 18 years of age, is facilitated with an annual health check-up.
Pre-existing illnesses under OPD Benefits, covered- If you are in need of medicines or a doctor’s consultation for any kind of pre-existing illness, it will also be covered without any waiting period.
Flexibility- This health plan offers you freedom from sub-limits. You can always use the OPD vouchers as per your needs and requirements without worrying about any sub-limits.
Tax benefit- Under the section 80D of income tax act, you have the advantage of saving an optimum amount.
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