With the average price of a laptop computer being anywhere from £300-£400 for a minimum performance personal laptop to £1,200 to £3,500 for a high performance computer, or £3,000 to £10,000 for a gaming laptop, did you consider insuring your laptop? What do you need to know before buying laptop insurance?

Did you know that you can insure your laptop against theft, accidental damage, and malicious damage. You’re going to invest a lot of your money in a laptop. Did you ever consider laptop insurance? (more…)

Property and casualty insurance take care of most risks to an individual or a business’s property, like damage, theft, losing money, records, furniture, machinery, trademarks and supplies as well. Some examples of specialized insurance policies that are currently available cover disasters such as fires, earthquakes, and floods that damage your primary residence.

Property can be insured either by multiple or named dangers. You have to identify exactly what you have lost. One example of this is if your house burned down, you would only be able to make a claim under “named peril property insurance” if you had explicitly requested to insure your house against a fire. Other perils commonly covered are explosion, lightning, and theft. You should consider all problems that are part of your insurance plan. If not, you might be paying for insurance that would not aid you in case your car is stolen. (more…)