Insurance Info

You may be eligible for disability insurance if you’ve been injured from an incident that is not industrial, illness, or pregnancy. In general terms, disability is a mental or physical illness or injury that prevents you from working like you normally would. In order to prove you qualify for disability insurance, you will need to fill out a form about your illness.

It’s possible to file an appeal after being denied your claim for disability insurance or a payout of leave benefits to take care of your family – here’s how. Continue reading ‘Tips on Making an Appeal For Disability Insurance’ »

In order to qualify for Social Security Disability, you must have a certain medical condition that will prevent you from having a normal Substantially Gainful Activity (SGA) and you must meet the all the required work history and other requirements set by the SSA.

When you submit your initial application there is usually a 3 to 6 month waiting period in which approximately 35% of all applicants are approved nationally. If you need help with this process there are many good advocates to work with such as Freedom Disability located in Shelton Connecticut.

This company can guide you with completing the initial paperwork such as the Social Security disability application and a detailed information Activities of Daily Living Questionnaire as well as any other required paperwork. Once you have all your paperwork in order, a doctor will verify information on your application to determine that the disabling condition will last at least twelve months. Continue reading ‘Social Security Disability Insurance Advocate’ »

Disability Insurance is often the forgotten protection. Anyone can become sick or hurt. Whether you are employed or a small business owner, you can become sick or hurt, unable to generate an income, and find yourself financially devastated. This type of insurance is designed to protect you from such a dire situation.

According to the Social Security Administration, seventy percent of the private sector work force has no long term disability insurance. Moreover, three in ten workers entering the work force today will become disabled before retiring. Without a doubt, most people own life insurance to provide income for their loved ones in the event of a premature death. However, death due to the big three: hypertension, heart disease, and diabetes have dropped by thirty-two percent. Disabilities due to these conditions are up by fifty-five percent. Continue reading ‘Disability Insurance – The Often Forgotten Protection’ »