While most health insurance policies are issued through and subsidized by employers as part of an employee’s health benefits, people who have lost their jobs, have jobs that don’t offer insurance or have decided to work for themselves often choose individual health plans to ensure they’re covered.
There are some advantages to purchasing your own health coverage; for example, you can scale back coverage to only the necessities in order to save money on monthly premiums. And you often have more options in choosing your health care policy than when you were receiving employer-provided benefits. Continue reading ‘Self-Employed and Uninsured – Choosing Individual Health Insurance Plans’ »