Insurance Info

In conventional times, if an insurance policy was to provide you with enough medical coverage then it would be considered a good investment by the majority of people in the country. However, since then, the concept of a health insurance policy changed drastically and is considered a good investment. This is the decade of highly effective innovations such as the cashless mediclaim policy which has made a significant improvement in how people view this whole industry. Because of several benefits, people are being forced to buy such mediclaim policies because of plans like critical illness insurance India.

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Moreover, the modern lifestyle also poses several healthcare risks requiring hospitalisation and other associated health care expenses. Cashless medihealth insurance policy have therefore, been introduced by insurance companies to deal with this rising trend. The cashless medical insurance allows the insured or the policyholder to benefit from the medical insurance company’s network of hospitals. These networks of hospitals do not require on the spot payment of cash for emergency or planned hospitalisation requirements.

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Now days, the medical expenses are sky rocketing. In such a case, the best mediclaim insurance policy helps you to cover your medical expenses for you and your family. Reliance Individual Mediclaim Insurance Policy covers you and your family for hospitalization and other related expenses. This mediclaim covers your all family members aged between 5 years and 80 years. Under this policy, the cover is also provided for children between the age of 3 months to 5 years, if one of the parents is covered  concurrently. For individual up to the age of 45 years, no medical check-up is required.

The policy covers hospitalization expenses of the insured person for more than 24 hours of admitted in hospital. The expenses includes room charges, boarding expenses, operation theatre charges, nursing expenses, surgeon fees, anesthetists fees, consultant fees, medical practitioner, anesthesia, cost of medicines and drugs, blood, oxygen, surgical appliances, diagnostic materials, x-ray, dialysis, chemotherapy, radiotherapy, pacemaker, artificial limbs, cost of organs, etc. Pre and post hospitalization expenses are covered for medical treatment up to 30 days before and up to 60 days after hospitalization. Continue reading ‘Reliance Individual Mediclaim Insurance Policy’ »

Apollo Munich is one of leading insurance companies in health insurance segment, which offers variety of health insurance plans to the customers. Maxima 360° Health Plan is one of health insurance plan which is specially designed to provide wide range of health coverage to its customer. This plan is available on individual basis and for family. The family means proposer, spouse, dependent children and dependent parents.

Maxima is India’s first 360° Health Plan which provides cover for both inpatient and outpatient medical expenses. The in-patient hospitalization expenses such as room rent, boarding expenses, operation theatre charges, intensive care unit charges, doctors fees, surgeon fees, specialist fees, medical practitioner, anesthesia, cost of medicines and drugs, blood, oxygen, diagnostic procedures, cost of pacemaker, etc. Continue reading ‘Apollo Munich Health Insurance- Maxima 360° Health Plan’ »