When seeking emergency care, time is of the essence. The earlier you reach a hospital, the more likely you are to survive–and the better outcome you will receive.
Unfortunately for many, this important form of health care often interferes with the details of their health insurance plan. Most insured Americans have coverage that entails a list of provider networks. If they choose to visit doctors, hospitals, or laboratories within that network, their insurer will pay most of a discounted rate.
If they choose to go outside of the network, policyholders will not receive a discount. From that full price, the person will have to pay most or all of the amount. That is because many health insurers have higher co-insurance percentages or co-payments for out-of-network care. Continue reading ‘The End of Out-of-Network Health Insurance Hospital Bills?’ »