Insurance Info

The reason why some people think getting travel insurance is unnecessary is because they tend to not bother about just what kind of insurance they need and just focus on the cost of the premium. It’s really easy to go through the checklist and see if a particular travel insurance policy suits your travel plans.

Gone are the days when you had little choice but to buy your travel insurance from the travel agent. With the internet, it is now so easy to search for the cheapest insurance deals, check out just exactly what is being covered and compare the various deals online before committing.

Just think, you don’t even have to leave the house and spend any money or energy going from place to place just to find the right travel insurance package for yourself. Continue reading ‘Getting the Right Travel Insurance’ »

What would happen to the money spent on a vacation for you and your family if you had a family emergency? I had to deal with that scenario when my grandmother passed away. I booked a vacation for my family to go to Orlando, Florida for six day. I booked the flight, rental car, and hotel with a very popular online company. The total cost of the trip was two thousand six hundred dollars. I was offered travel cover before I finalized my trip but I declined. I did not read the fine print about travel covers and how I would be protected if I was unable to take my family on vacation.

Once I found out my grandmother passed away, I called the company to change my reservations. I was able to change my hotel and rental car reservation with no problems. Unfortunately, I was unable to change my flights or get my money back. I was unable to get a credit for the flights to use in the future. I was instructed by the travel agent that if I would have purchased the travel insurance, I would be able to get my money back for the flight. My family was very disappointed and we had to delay our family vacation due to this mistake. Continue reading ‘Understanding the Travel Insurance Policy’ »

Why do you need travel insurance? The world is unpredictable, you would never know what would happen by the time that you went out of your door and begin to take you steps away. Much more, you would not know what would happen to you or to anything that you brought with once you begin to travel. No matter how carefully planned your trip is, common sense would simply dictate that it is impossible for anyone to foresee what is going to happen while you are on your destination, or when you are still on your way to your destination. And that unpredictability of the future is the first reason why you should get travel insurance for your trips. In order to make things more organized, it will be represented to you in a list once more. Continue reading ‘Travel Insurance – 20 Reasons to Get Travel Coverage’ »

For business trips, a corporate insurance plan is necessary for those needing something more than standard cover whilst retaining the benefits of a standard travel insurance policy – cancellation, medical, luggage etc

Business travel cover will insure your laptop, mobile phone, palm & other related business equipment & include the hiring of replacement items. This also includes the recreation of business documents lost, damaged or stolen during travel.

3 Key Advantages of Business Travel Insurance

Corporate Travel Cover should add 3 key advantages to the plethora of benefits offered by a standard holiday insurance plan:

Business Equipment Cover
Hire Business Equipment Cover
Recreate Commercial Documents
That is the insurer should pay for accidental loss, theft or damage of equipment (Computer & accessories, other commercial related equipment and business documents).
The insurer should also pay you for the hiring of alternative business equipment in the event of accidental loss, theft or damage to business equipment, including misdirection or delay in transit of said equipment. Continue reading ‘A Beginners Guide to Business Travel Insurance’ »