Insurance Info

Water and fire damage restoration:

A house fire or damage from a flood or from another type of water break can be a truly traumatic experience. In the event this happens to you, one of the very first phone calls should be made to a fire and water damage restoration company. You will want to have a professional company by your side during a harrowing time such as this.

Why is it a good idea to call these companies? A water damage restoration company, along with a fire restoration company, will help with guidance on how to restore the damage done from a fire or water. Restoration companies will help you determine the damage done to not only your belongings, but also to large items such as furniture, electronics, carpets, flooring, walls and ceilings. You may have to contact two separate companies if you have damage from both fire and water, but you may find that there are companies that do both. Continue reading ‘Water Damage’ »

Following the tragic events in New Orleans due to the havoc and water damage caused by Hurricane Katrina, Sacramento has been singled out as the next city in America’s that is most likely to be hit by floods. California state reports have recently shown that an untimely combination of bad weather and ever-weakening flood control structures will most probably put Sacramento under 20 feet of water – a grim scenario that residents of Sacramento will not want to see come to pass.

Governor Arnold Schwarzenegger declared a state of emergency for Californias levees in February 2006. He executed Executive Order S-01-06 directing agencies to identify, evaluate and repair critical systems. As a result, some critical erosion sites were repaired in 2006, but the underlying structural problem for the Sacramento region and the state remains. Continue reading ‘Is Sacramento Next in Line For Flooding?’ »

Insurance for water damage in your home is often part of your general homeowners policy. Your insurance may cover losses that are due to a pipe that burst or an appliance that leaks, but may not if you are exposed to a flood, tornado or hurricane.

For this kind of coverage you will need a separate policy. Unfortunately, many homeowners recognize this way too late. You can choose how much coverage you purchase, but do get the extra coverage. Continue reading ‘Insurance For Water Damage Will Help Save Your Property’ »