Buying a house, giving the ones that you love a place they can call home, is one of the biggest accomplishments you can achieve in your life. It probably is the largest investment you will ever make in your lifetime.
We all wish and hope that our life will last forever, but we all know this is not the case. Every one of us has experienced times in which in our circle of friends or family a beloved wife our husband died of an unforeseen event. It may be because of a tragic accident or a terminal illness that took a life so unexpectedly. Experiencing a loss like that is the hardest thing to overcome. Not only when children are left behind.
The most recent census tells us that the chances to die between the age of 25 and 65 are about 16%. That means that one out of six people die while they are building their family, their home and their heritage. We all think that it is never going to be us, but on the other hand we play the lottery.
That is why it is so natural to try to protect the ones we love and ourselves as good as we can against the bad surprises that life has to offer. We all want that our children have a better life, no matter what happens to us. You also want that your loved ones always live in a place you all call HOME? It is not only about the physical heritage we want to leave behind, but it is also the way to teach our children the right values in life and therefore become a little immortal through them!
Protecting and insuring these wishes, thoughts and hopes is easier and more affordable than you think. The right program for you can help to protect your home, make sure your children can go to college and your spouse will be able to live life without complications. Ask yourself and your family: what are our needs and what do we want to achieve?
Take the time and talk to someone you trust. Get his or her opinion. Everybody who cares about you and your family will tell you that it is inevitable to be prepared and protect your family as much as you can. Your financial advisor will enable you to make the right decisions by educating you and providing the right information! You will sleep better because you know you did the right thing and took care of things, because in the end you know you are not immortal.
Thomas Hermschulte is a Financial Adviser and Representative of Mutual of Omaha http://www.MutualofOmaha.com.
We are celebrating this year our 100th year anniversary, which wouldn’t be possible without our clients! Our mission this year at Mutual of Omaha is to get in touch, not only with our policy holders, but with everybody who wants our help and experience to give them a FREE professional consultation of their policies.
If you want to learn more what we can offer for you, contact me:
[email protected]
2601 Main Street, Suite 960
Irvine, CA 92614
Cell: 714.330.1899
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